14% Off Disney Gift Cards w/ Chase Freedom

Save up to 14% off your Disney vacation with the Chase Freedom credit card. This strategy involves purchasing Walmart gift cards with a Chase Freedom and using them to purchase discounted Disney gift cards at Sam’s Club. This opportunity is available from October 1st to December 31st. Here’s how it works:

Chase Freedom

During the 4th quarter this year, the Chase Freedom is offering 5X Chase Ultimate Rewards for purchases at Walmart and Department Stores up to $1,500 spent.

Read more about the Chase Freedom in ourĀ card review or how to build a Chase Ultimate Rewards Strategy.

Purchasing Walmart Gift Cards

Walmart and Sam’s Club are both part of the same company and honor each other’s gift cards. You can use Walmart gift cards at Sam’s Club and vice versa. When you purchase Walmart gift cards at Walmart during the 4th quarter this year with your Chase Freedom, you’ll earn 5X Chase Ultimate Rewards.

For example, if you purchased exactly $1,500 in Walmart gift cards, you’d earn 7,500 Chase Ultimate Rewards. These points are worth as much as $150 depending on how you spend them (about 2 cents each).

Buying Disney Gift Cards at Sam’s Club

Sam’s Club sells Disney gift cards at a discount. Although the prices fluctuate they are typically at about a 4% discount. $500 Disney gift cards commonly sell at Sam’s Club for $479.98.

Plus, Sam’s Club accepts store gift cards to purchase 3rd party gift cards, meaning you can use Walmart gift cards to purchase Disney gift cards at Sam’s Club.

YMMV. Occasionally, someone gets a difficult store clerk, but it is their policy to allow this and most people don’t have a problem doing it.


Ultimately, you may want to consolidate your gift cards at DisneyGiftCard.com. They make it easy and each gift card can hold up to $1,000 each. This can make paying for a vacation a little simpler.

Crunching The Numbers

Let’s say you used your Chase Freedom to purchase $1,500 in Walmart gift cards. You used them to purchase $1,500 in Disney gift cards at Sam’s Club. At a cost of $479.98 for each $500 Disney gift card, you’ll have saved $60.06 or just over 4% so far.

Since you earned five points for every dollar you spent, you’ll have 7,500 Chase Ultimate Rewards from using your Chase Freedom. These points are worth as much as two cents each or $150 (see more in our Chase Ultimate Rewards Strategy post).

In total, you’ll have saved $210.06 or just over 14% toward your Disney vacation.

Chase Freedom

Apply Now

  • What kind of points: Cash
  • Sign Up Bonus: $150 after spending $500 in three months, and another $25 for adding an authorized user
  • Annual Fee: $0
  • How to Earn Points: 5% cash back up to $1,500 each quarter in rotating categories, 1% cash back on everything else
  • Value of a Point: 1.0 cents
  • How to Spend Points: Redeem for cash or combine with Chase Sapphire Preferred/Reserve points
  • Our favorite Use: Combine with Chase Sapphire Preferred points and use for stays at Hyatt hotels