Who doesn’t love the Chase Freedom? It has no annual fee and earns 5% cash back in rotating categories. From October to December, those categories are Department Stores, PayPal, and Chase Pay. While each of them is going to be great for holiday shopping, PayPal and Chase Pay are going to be particularly good for saving on Disney gift cards. Here are four ways to save big on Disney gift cards and a couple bonus options at the end.
Option 1: PayPal at CardCash
CardCash is an online gift card broker. This means they sell Disney gift cards second hand (with a 45-day guarantee). They typically sell Disney gift cards at 3.5% to 4% discount. Since they accept PayPal as a form of payment, you’ll be able to stack this with your Chase Freedom cash back.
Option 2: PayPal BJ’s Wholesale
But, if you’re buying $1,500 worth of Disney gift cards (maxing out your Chase Freedom cash back), the $10 membership fee won’t look like much compared to the $135 in savings.
Option 3: Chase Pay at Best Buy
You can use the Chase Pay app in-store (only) at Best Buy, which sells Disney gift cards. While there’s no discount, you do earn Best Buy Rewards. Depending on your level in the rewards program, you’ll earn between 1% and 2.5% back on your purchase.
Option 4: Chase Pay at Walmart.com/Sam’s Club
Chase Pay can be used at Walmart.com (not in-store). You could buy Walmart gift cards and earn your 5% cash back. Then, you can take those gift cards to a Sam’s Club location (in-store only) and purchase Disney gift cards, typically at a 4% discount. Sam’s Club is one of the few places still accepting gift cards to purchase other gift cards. Although, should this policy change you should be ok getting stuck with Walmart gift cards (ie. you could use them for normal purchases).
Thinking About Applying?
Maximize Your Chase Freedom Points
Want to stretch your points even further? Your Chase Freedom cash back comes in the form of Chase Ultimate Rewards. For every dollar you spend in these bonus categories, you’re earning five Ultimate Rewards. Each point can be redeemed for one cent as a statement credit. This is why they advertise it as 5% cash back.
But, these Ultimate Rewards in your Chase Freedom account can also be transferred into any of the credit card accounts that you or another person in your household has that also earn Ultimate Rewards. The reason this matters is because if you have an Ultimate Rewards card with an annual fee like the Chase Sapphire Preferred, you can also transfer those points directly into your Southwest Airlines account along with Hyatt, JetBlue, United and more. Points with those travel partners can be worth as much as two cents each. Suddenly you’ve as much as doubled the value. (Our favorites are Hyatt, Southwest, and JetBlue)