For a long time BJs Wholesale was the best simple option for saving on Disney gift cards. They sold $100 Disney gift cards for $94.99. Plus, they were paying out through cashback portals like Mr. Rebates at 3%. This put your total discount before credit card rewards at approximately 8%. Anytime you can cut 8% off the cost of an expensive Disney vacation, it’s a good day.
No More Portals
Then, new purchases at BJs through cash back portals stopped paying. While it was uncertain whether this was temporary or not, this change has unfortunately continued. We typically used either Mr. Rebates or TopCashback, which offered 3% and 2% respectively. Neither has paid out in quite a while.
BJs Raises Their Prices
Next, BJs increased their price on the $100 Disney gift card from $94.99 to $95.99. This decreased the discount from 5% to 4%. BJs still offers free shipping but this increase in price starts to add up when you spend thousands on a Disney vacation.
Finally, BJs started to require at least the $10 online membership in order to buy Disney gift cards. This takes another cut out of the savings.
Is BJs Still A Good Option?
If you have a membership, and need gift cards quickly, it can still be a good option. We also like BJs when there’s a credit card bonus category. The Discover it Cash card (referral link gives a $50 bonus) and Chase Freedom, for instance, both offer wholesale clubs as a 5% quarterly bonus category quite regularly. Stacking an extra 5% cash back on top of the 4% discount makes it a great deal.