This is a strategy to buy Disney gift cards and earn tons of points toward your Disney vacation to use for flights or hotel stay. You can earn up to 13% in points and cash back on your purchase.
- Earn up to 13% in points and cash
- This comes by earning 5 Chase Ultimate Rewards per dollar spent…
- And 3% cash back through Dosh
This post is one of the strategies for saving on Disney gift cards. You can find all the other favorite strategies HERE.
Dosh Cash Back
Cash back app Dosh is offering 3% cash back at Staples. Simply download the app and connect your credit card. (They’ll give you $1 when you do.)
Ultimately, when you purchase your Disney gift cards, make sure you use the card that you connected to Dosh. That’s how they know to give you your cash back. But, it typically takes a few days for your cash to show up. Don’t panic.
The 3% cash back offered at Staples is maxed out at $5 every 24 hours. This means your ideal Disney gift card purchase is a $165 variable gift card. That will get $4.95 in cash back from Dosh.
- Download Dosh
- Link you credit card
- Buy Disney gift cards in-store at Staples
- Get your cash back
Disclaimer: Dosh excludes gift card purchases with this deal. However, I’ve done this a half-dozen times so far in-store (not online) and been paid every time. YMMV.
The Credit Card You Need: Chase Ink Cash
The Chase Ink Cash is one of the best small business credit cards on the market. (Here’s a Card Review.) It has no annual fee and earns 5 points per dollar spent at office supply stores. These points, Chase Ultimate Rewards, can be redeemed as cash at one cent per point. Redeeming them this way would be a 5% discount on the gift cards. But, there’s a better way…
Maximizing the Points: Chase Ultimate Rewards Strategy
If you have any of the Chase Ultimate Rewards credit cards with an annual fee, like the Chase Sapphire Preferred, you also have the option to transfer these points to thirteen travel partners. Southwest Airlines, JetBlue and Hyatt are among those travel partners. The points can be worth up to two cents each. This means the five points you earned per dollar spent can be worth up to 10 cents.
- Double the value of your points by using a Chase Ultimate Rewards Strategy.
If this concept is unfamiliar, read our post about how to build a Chase Ultimate Rewards Strategy.
Where to Buy Disney Gift Cards
In my experience, OfficeMax, Office Depot, and Staples all sell Disney gift cards in-store. For the best results, we’re recommending that you purchase from Staples to take advantage of the Dosh cash back.
Some office supply stores sell variable Disney gift cards; you determine the value between $15 and $500. Again, we recommend buying $165 to maximize your Dosh cash back.
Tip: Consider using your Chase Ink Cash card to buy other kinds of gift cards at office supply stores. They even sell grocery store gift cards!
Consolidate at DisneyGiftCard.com
We recommend consolidating your gift cards at DisneyGiftCard.com. Each Disney gift card can have a maximum balance of $1,000. If you consolidate them, it will make things a little smoother when you pay.
Summary of Savings
In total, you spent $165 on a Disney gift card. You earned 825 Chase Ultimate Rewards worth up to $16.50. You earned another $4.95 in cash with Dosh. In total, you earned $21.45 toward your next Disney vacation.
If you enjoy our posts, consider supporting Points to Neverland by using one of our links to apply for your next credit card.