This is a strategy to buy Disney gift cards and earn tons of points toward your Disney vacation to use for flights or hotel stay. In the example, we’ll purchase $2,000 in Disney gift cards and earn 10,000 Southwest Airlines Rapid Rewards or World of Hyatt points. The points are worth up to $200. This works out to a 10% bonus on the cost of the Disney gift cards.
This post is one of strategies for saving on Disney gift cards. You can find all our other favorite strategies HERE.
Chase Ink Cash
The Chase Ink Cash is one of the best small business credit cards on the market. (Here’s a Card Review.) It has no annual fee and earns 5 points per dollar spent at office supply stores. These points, Chase Ultimate Rewards, can be redeemed as cash at one cent per point. Redeeming them this way would be a 5% discount on the gift cards. But, there’s a better way…
Chase Ultimate Rewards Strategy
If you have any of the Chase Ultimate Rewards credit cards with an annual fee, you also have the option to transfer these points to eleven travel partners. Southwest Airlines and Hyatt are among those travel partners. Their points are worth 1.6 cents and 2.0 cents respectively. So, when you transfer the points, you get more value.
If this concept is unfamiliar, read our post about how to build a Chase Ultimate Rewards Strategy.
Buy Disney Gift Cards
First, we went online to see if we could buy Disney gift cards at Staples.com but they charge a $2 shipping fee. We called our local Staples and they didn’t sell Disney gift cards in the store. Next, we turned to OfficeMax who doesn’t sell them online but has a fantastic selection in the store.
When you buy Disney gift cards at OfficeMax, you determine the value. You tell them how much you want, between $15 and $500, and they put that amount on the card. This is super important because we want $2,000 in gift cards for our Disney vacation, so you only have to purchase four gift cards total. Also, it’s really nice when you need to consolidate these cards later that you’re not entering tons and tons of gift card codes online.
Tip: Consider using your Chase Ink Cash card to buy other kinds of gift cards at OfficeMax for places you shop regularly. They even sell grocery store gift cards!
Office Depot/Max Rewards
You earn 2% in Office Depot/OfficeMax rewards on the first $200 of Disney gift cards purchased each quarter. These rewards cannot be used to purchase gift cards, you’ll have to use them in the future on something like school supplies, ink cartridges, etc.
While this is only a small amount of money (2% on $200 is only $4), it’s probably worth your time to set up an account and enter your rewards account information when you check out.
Southwest Airlines or Hyatt
The $2,000 in gift cards we purchased will show up in our Chase Ultimate Rewards account as 10,000 points. These can be transferred directly to Southwest Airlines or Hyatt. We’ve posted before about the Chase Ultimate Rewards transfer process; you can find it HERE.
Southwest Airlines Rapid Rewards are worth around 1.6 cents each, so your 10,000 points will get you about $160 in free flights. At Hyatt, points are worth about 2.0 cents each, so 10,000 points will get you about $200 in free hotel stays.
Consolidate at DisneyGiftCard.com
We recommend consolidating your gift cards at DisneyGiftCard.com. Each Disney gift card can have a maximum balance of $1,000. If you consolidate them, it will make things a little smoother when you pay.
Summary of Savings
|Gift Cards Purchased at OfficeMax||$2,000|
|10,000 Hyatt Points||$200|
|Total Value Gained||$2,200|
In total, we spent $2,000 and gained $2,200 toward our vacation in Disney gift cards and points.
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