The Discover it Cash is giving 5% cash back at grocery stores from January through March. This no annual fee card is one of our favorites, so much so that we have two of them. The fantastic bonus categories like grocery stores are a primary reason why.
At the start of each quarter, you’ll activate the category bonus. Then, all your purchases up to $1,500 will earn 5% back. Groceries are one of the biggest expenses for most families, so it will be easy to earn a lot of cash back.
Even though you only earn 1% cash back on other purchases, Discover doubles all the cash back you earn at the end of your first year. So, the 5% categories become 10% and the 1% become 2%, making this a card you should consider for almost all your purchases in the first year. Imagine… 10% cash back on groceries!
Disney Gift Cards
The major grocery store chains regularly offer deals for 4x fuel points on gift card purchases and most of them sell Disney gift cards. Every 1,000 fuel points you earn is $1 off the price of gas at a fill up.
If you drive a large vehicle, stacking the Discover it Cash bonus with fuel points can lead to significant savings (but not if you drive a sub-compact like me).
The no annual fee Discover it Cash does’t normally come with a sign up bonus (other than doubling your cash at the end of the first year). But, if you use a referral link, you get a $50 statement credit after your first purchase.