Free BJs Wholesale Membership Coincides with Discover it Cash Bonus on Disney Gift Cards

BJs is giving away their online membership for the month of July. This would normally cost $10. You can sign up HERE.

Saving on Disney Gift Cards

Ok, so here’s why this matters:

  • BJs sells Disney gift cards online at a 4% discount
  • Discover is offering 5% cash back on purchases made through PayPal with the Discover it Cash Card from July through September, a payment option at BJs
    • The 5% cash back bonus is capped at $1,500 spent each quarter
  • Discover matches all cash back in your first year

This means you could buy Disney gift cards online through BJs at a discount, then get 5% cash back from Discover, and finally get that 5% matched at the end of the first year of having the Discover it Cash Card.

If you bought 3 $500 Disney gift cards, it would cost you $1,439.97. Assuming you checked out using your Discover it Cash card through PayPal, you’d immediately get another $72 cash back. If it’s your first year with the card, you’ll get another $72 back at the end of the year.

In total, you’ll pay $1,295.97 for $1,500 in Disney gift cards, saving 13.6%.

Discover it Cash Sign Up Bonus

When you use a referral link to apply for the Discover it Cash Card, you get a $50 statement credit after your first purchase (we get one too; thanks!). If you use the public offer, there’s no sign up bonus.

Hat Tip: Doctor of Credit