Q4 Category Bonuses Start Now!

The start of October brings a whole new set of category bonuses from two of my favorite cards, the Chase Freedom and Discover it Cash. There will be some great ways to save on holiday shopping as well as Disney gift cards.

With each of the cards, you’ll earn 5% cash back. With the Discover it Cash, all your cash back get doubled at the end of the first year. With the Chase Freedom, you’re actually earning Chase Ultimate Rewards that can be redeemed as cash or used in far more strategic ways with a Chase Ultimate Rewards Strategy.

Just don’t forget you need to activate the bonus categories on each of these cards.

Q4 Category Bonuses

Discover it Cash 5% Bonus Categories
  • Amazon – It’s hard to beat 5% back at Amazon. They sell everything… except Disney gift cards.
  • Target – If you don’t have a REDcard, here’s your chance to save 5% on Disney gift cards.
  • Walmart.com

** Disney Gift Cards – We’ve written up a post with all the ways to Save on Disney Gift Card with the Discover it Cash.

Chase Freedom 5% Bonus Categories
  • Department Stores
  • PayPal – Tons of online stores take PayPal as form of payment. Simply add your Chase Freedom to PayPal account and choose that option when you check out.
  • Chase Pay – This payment option is less common, although Walmart.com accepts it and Best Buy takes it in-store.

**Disney Gift Cards – check out our Chase Freedom Disney Gift Cards Post to learn about the best ways to save this quarter with the card.