Using Chase Offers to Purchase Disney Gift Cards

Chase has some of the best rewards cards for Disney vacations. They also have a program called Chase Offers that gives you cash back when you make purchases at select stores. These rebates are often 10% of the purchase price and a great way to save on Disney gift cards.

Here are a few of the current offers for stores that sell Disney gift cards.

Store Discount Max Discount (per card) Expiration
Lowe’s 10% $12 12/19
Walgreens 10% $5 12/14
Office Depot/Max 10% $10 12/19

How Chase Offers Works

Chase Offers is similar to Amex Offers. You add an offer to a specific credit card. Then, you use that card to make a purchase. Your cash back rebate will automatically post to your account.

Here are the steps to follow:

  1. Open the Chase app.
  2. Select one of your rewards cards.
  3. Scroll to the bottom where you’ll find Chase Offers.
  4. Add offers to your card you want to use.
  5. Check parameters like the maximum rebate and expiration date.
  6. Make sure you use that card for your purchase.

Most Chase cards have Chase Offers but not all. The Disney cards do not. 🙁 As long as you make the purchase by the expiration date, you’ll get the rebate according to Chase, even though the charge may be pending for a day or two. Our first time, it took one week to get the rebate notification emailed to us. Chase says it takes 7-14 days for statement credits to post but it seems to be on the longer end of that timeline.

Using Chase Offers to Purchase Disney Gift Cards

These rebates typically have a cap of around $10 in total savings plus or minus. If the discount is 10% with a $10 max, that means you’re capped at a $100 Disney gift card. But, if you have multiple Chase cards with the same offer, you could make multiple purchases in one shopping trip, each with a different card.

Most of the offers exclude “third-party purchases,” but most do not specifically exclude gift cards. Based on our own tests and the reports we’ve seen, purchasing gift cards is triggering the rebate. So far, we haven’t had any problems. Feel free to comment with your experiences below for others.