The Wyndham Rewards Card is actually one of the most intriguing on the market because Wyndham Hotels runs a flat rewards rate of 15,000 points per night for every hotel. From the cheapest Knights Inn to the most luxurious Wyndham Grand… 15,000 points per night. Wyndham hotels are largely on the lower end of the scale, but it just so happens there are a couple really great Disney area properties: Wyndham Grand Orlando Resort Bonnet Creek which averages over $200 a night, and the Howard Johnson Anaheim Hotel and Water Playground which is basically across the street from the Matterhorn and costs about the same. You could also use that same 15,000 points for the Aspen Meadows Resort by Dolce which is currently running $800 a night in early December, but available free on points. WHAT?!?!?!?!
Wyndham Rewards has two cards with the same name. This is a review of the card with the $69 annual fee.
Sign Up Bonus (Grade: B+)
After making your first purchase, Wyndham gives you 30,000 points, enough for two free nights at any hotel. After you spend $1,000 in the first 90 days, you’ll get an additional 15,000 points. While you can get outlandish value at a very limited number of hotels, we think your solid redemption options will typically be hotels around $200 a night. In that case, you’re getting about $600 out of this sign up bonus. For a card with a $69 annual fee that isn’t waived, this is pretty solid.
|Sign Up Bonus||45,000 Wyndham Rewards|
|Value Per Point||1.3 cents|
|Value of Sign Up Bonus||$585|
Daily Spending (Grade: A-)
If you happen to stay at Wyndham hotels, you’ll get five points per dollar spent there. However, for everyday spending, Wyndham still gives you two points per dollar… on everything. We value these points at 1.3 cents each, so you’re effectively getting 2.6% back on all your purchases. Again, if you happen to redeem for that $800 a night hotel, you’re looking at over 10% back on your purchases. Crazy.
|Category||Points per Dollar Spent|
|All Other Spending||2x|
Additional Perks (Grade: A-)
Annual Points Bonus – Each year, on your cardmember anniversary, Wyndham gives you 6,000 bonus points along with your $69 annual fee. The bonus points are worth about $78, so it’s a net positive if you like staying at Wyndham hotels.
Redeeming Points (Grade: C)
Good News/Bad News: Bad news first–The vast majority of Wyndham properties are two and two-and-a-half star hotels. Nothing wrong with that, but it means the really nice hotels where you want to use your 15,000 points are a little hard to find. The good news–Wyndham has probably the most generous policy when it comes to capacity restrictions. If there is a standard room available in the hotel, you can get it with points. That’s it. No black-out dates and no capacity restrictions on the number of award nights they’ll allow per hotel.
Overall Grade: B
We love the average amount you’ll earn on your daily spending with this card, around 2.6% based on what you’d save at the two Disney options we mentioned. The potential home runs like the Dolce property in Aspen and others make this card quite enticing. But, the limited number of good redemption options across the country could mean you’re stuck at a Days Inn somewhere, which would not be a good use of points. That and the moderate sign up bonus are the only hindrances keeping this card from a B+ or an A-. I would probably not get this card as my primary credit card, but if you’re building a rewards card strategy with multiple cards, this is one I would get.